Not only are unwelcomed downturns in the market a risk to your portfolio, there are external threats that we need to insure or place in protected vehicles. Rising health care costs, disability, long-term care, and premature death are generally the largest external threats to your portfolio.
Interest and Inflation
Interest earned is an important piece of the planning process, yet it is not the only thing. Many Advisors will discuss only interest with you; yet there are many variables to a healthy portfolio. Interest needs to keep up with inflation – inflation is often referred to as the silent predator of any portfolio.
Having enough liquid money is imperative in any plan. Investing all our “eggs in one basket” or tying too much up may put you in an illiquid situation, without the accessibility necessary.
In our vast experience, many of our clients’ number one concern is running out of money. With guaranteed income at the core of your portfolio, we ease the burden on your savings from things like market risk and sequence of returns. Guaranteed life-time income can help us to better manage the entire portfolio and secure your life style.
By managing and strategizing how and distribute where we save, we can either defer or minimize income tax all together. It is imperative that we identify tax strategies that not only help you today, but also in retirement and beyond.
Diversification is an important part of the planning process. Utilizing your age, risk assessment and goals, our team can help manage your market risk. We do not base this on emotion or how well the market is currently performing, but off historical data and tried and true investing rules of thumb.
What You Can Expect
Do you feel In Power of your Financial Independence? Our Advisors are well versed and specialize in different facets of financial and insurance planning to help you thrive.
Whether you are in need of employee benefits, business planning, or personal planning – we can help! Call, Email, or Chat today to get your plan in motion – Click on Contact Us.
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1760 American Dr.
Neenah, WI 54956
Fax: (920) 733-1711